Are you ready to take control of your health but worried about insurance coverage? You’re not alone! Many patients put off chiropractic care because they’re unsure of the costs or how insurance works. But here’s the good news—whether you have insurance or not, getting quality chiropractic care is easier than you think. Let’s break it down so you can book your appointment with confidence!
Does Insurance Cover Chiropractic Care?
The short answer? Yes, many insurance plans do cover chiropractic services! However, the extent of your coverage depends on your provider and plan. Here’s what you need to know:
- Your Health Insurance Provider – Many major insurers, including Blue Cross Blue Shield, Aetna, Cigna, and UnitedHealthcare, offer chiropractic benefits. However, each plan is different.
- Medical Necessity – Some insurance providers require proof that chiropractic treatment is medically necessary, such as a diagnosis from a physician or documentation of chronic pain or an injury.
- In-Network vs. Out-of-Network Chiropractors – Seeing an in-network chiropractor typically means lower out-of-pocket costs. Out-of-network care may still be covered, just at a reduced rate.
- Co-Payments and Deductibles – Your plan might require a co-pay per visit, or you may need to meet a deductible before coverage kicks in.
- Visit Limits – Some plans cap the number of covered visits per year, while others offer unlimited visits if deemed medically necessary.
Types of Insurance That May Cover Chiropractic Care
- Private Health Insurance – Many employer-sponsored and individual plans cover chiropractic care.
- Medicare – Medicare Part B covers chiropractic spinal adjustments but may not include other treatments.
- Medicaid – Coverage varies by state, so check with your local Medicaid office.
- Workers’ Compensation – If you’re injured on the job, workers’ comp may cover chiropractic treatment.
- Auto Insurance – If you were in a car accident, personal injury protection (PIP) coverage may help with chiropractic costs.
Rock Chiropractic Makes Insurance Easy
At Rock Chiropractic, we take the hassle out of insurance so you don’t have to stress about paperwork or approvals.
Our team:
✅ Handles billing directly with your insurance provider
✅ Takes care of authorizations and referrals if needed
✅ Ensures your claims are sent at the best possible time to maximize coverage
Let us do the heavy lifting while you focus on healing!
No Insurance? No Problem!
No insurance? No worries! We believe that everyone should have access to high-quality chiropractic care, so we offer simple and affordable cash rates:
- $40 for Adults
- $20 for Kids
Plus, we provide flexible payment options to fit your budget:
- Use Your HSA or FSA – Many Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) cover chiropractic care.
- Membership Programs – Ask us about our subscription-based plans for ongoing care at a flat monthly rate.
Take the First Step Toward Pain Relief Today!
Chiropractic care is one of the best ways to stay healthy, reduce pain, and improve mobility. And at Rock Chiropractic, we make it simple—whether you have insurance or not!
Schedule Your Appointment Today!
Call us or book online to get started. Still have questions about your coverage? Our team is happy to help! Reach out and let’s get you on the path to better health.